IRAQI DINAR ON RESERVE: POLICIES AND DISCLAIMER
Dinar on Reserve Policy:

• 1 Million New Iraqi Dinar (IQD) minimum order-See current pricing schedule.
• 10% down payment by wire transfer only.
• 90% balance due must be paid in full. No payments. Bank draft cheque, postal, or via wire transfer only.
• 90% balance due must be paid in full within 30 days of receipt by DINARUK (YK) LTD, Inc. of your 10% deposit. The balance is due by the close of business on the 30th day.  If the 30th day falls on a holiday or a day that approved delivery services do not deliver, the due date will be the following day.
• 10% is non-refundable.

Reserve Order Policy:

• Orders must be placed using the online "Iraqi Dinar On Reserve" form.
• The Policies and Disclaimer form must be agreed upon before order may be submitted.
• The 10% down payment must be sent via bank wire transfer.
• 10% down payments sent via wire transfer will be confirmed once the funds are received in our account.
• 30 days will commence on the date the the funds are received in our account via wire transfer. We will e-mail you verification of the date of receipt of your payment and the due date of the balance owed.
• The additional 90% must be paid for by bank draft cheque(s) or postal order(s) sent to us by Certified mail, or any other secure service requiring a signature upon delivery, and signed for on or before the 30 day period.
• 90% payments by wire transfer must be sent by the day of expiration.
• Dinars on Reserve will be mailed to the customer Next Day service once the final 90% balance due payment is received and signed for.

Cancellation Policy:

• If a customer chooses not send in the 90% balance due final payment, the initial 10% will be forfeited to DINARUK (YK) LTD as a carrying cost.

Exchange Rate Policy:

• The price of the Dinars will be locked in on the date the 10% payment is received.
• Final 90% payment is based on the initial purchase price order and will not fluctuate with changes in the exchange rate of the Iraqi Dinar.
• Dinar will be sent to the customer once the payment of the remaining balance of 90% is received, regardless of an increase or decrease in the value of the iraqi dinar.

It is the responsibility of the customer to mail in the 10% down payment in a bank draft cheque or postal order by Certified mail or any other secure service requiring a signature at the time of delivery to DINARUK (YK) LTD. If the customer chooses to use the wire transfer option, the order number must be listed in the wire transfer. It is the customer's responsibility to pay the balance of 90% to DINARUK (YK) LTD. within the 30 day reserve time period. Failure to fulfill these steps will release DINARUK (YK) LTD. from a holding agreement and all down payments will be forfeited as carrying cost.

I                                                         hereby agree to the terms within this Iraqi Dinar On Reserve Disclaimer. By chequeing the agreement box on the order form I am agreeing to the Reserve, Cancellation and Exchange Rate policy within the Iraqi Dinar On Reserve Disclaimer.